Loan Officer - Stonegate Direct Sales - Lake Forest, CA at Geebo

Loan Officer - Stonegate Direct

Stonegate Direct is Expanding its Lake Forest, CA location! We are searching for NMLS Licensed Mortgage Bankers to Help US Grow!
Want to get passionate about your work? Innovative, Fun, Entrepreneurial, Dynamic, Opportunity: If that is important to you read on!
Attracting and retaining talented people allows Stonegate to accomplish great things for our customers.
Stonegate is a public company and continues to be a leader and pioneer in our industry focused on delivering customers a better, faster, and more efficient process while delivering the best service in the industry.
The Perks:
Competitive base wage plus commission. Our Mortgage Bankers consistently earn over six figures!
100% live lead transfer!
10
high quality leads DAILY from these sources:
Mail
Portfolio Retention
Radio
Internet Leads
Complete benefits package
Exciting Company paid trips to for Top Performers
Company paid licensing, continuing education, and annual state/NMLS renewals.
Competitive pricing and FAST Processing; Close your loans in less than 30 days and spend more of your time doing what you do best, SELLING!
POSITION
Summary:
The Mortgage Advisor - Consumer Direct will be responsible for generating mortgage loan production from company-provided leads, existing portfolio, and various other third-party providers. Active licenses in multiple states - or the ability to get licensed in multiple states - are required.
ESSENTIAL FUNCTIONS AND
Responsibilities:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
ESSENTIAL FUNCTIONS

Originate individual loan production at or above established metrics from management.
Connect, build and leverage client relationships to complete sale.
Utilize sales process and scripts to help build company brand.
Obtain customer commitment, request initial documents and submit to Sales Assistants to verify documents for processing.
Follow documented Stonegate origination procedures in detail.
Determine best program for customer to meet their needs.
Build rapport and create trusting Loan Agent-Client relationship through honesty, integrity and product knowledge.
Exceed all daily, weekly and monthly sales targets set forth by management.
Perform other duties as assigned.
OTHER FUNCTIONS


Desire to take personal responsibility to complete tasks and solve problems.
Ability to perform tasks and complete projects with minimal supervision.
Represent Stonegate Mortgage Corporation in a professional manner by dressing professionally daily while in the office or when attending events.
Practice Stonegate Mortgage Corporation Core Values:
We are accountable for results and we deliver.
We act with integrity and show respect.
We are passionate about our business.
We are accessible.
We adapt to and create change in pursuit of our success.
EDUCATION AND/OR EXPERIENCE
To perform this job successfully, an individual must have the following education and/or
Experience:


High school diploma required; college degree preferred.
Two (2)
years of mortgage sales experience in a call center environment required.
Demonstrated success in mortgage sales and/or sales management.
Proven track record of successful phone sales.
Proficiency in relevant computer applications; i.e. CRM, LOS.
Bilingualism a plus.
Individual NMLS state licensure required for multiple applicable states.
KNOWLEDGE, SKILLS, AND ABILITIES
The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Above average ability to think logically in order to analyze situations and make sound decisions.
Ability to clearly articulate a marketing and business plan that will lead to successful loan origination.
Ability to communicate effectively in a phone or internet-based environment.
Ability to communicate effectively and often with real estate agents.
Working knowledge of all lending programs available through Stonegate Mortgage Corporation.
Thorough understanding of all facets of a real estate transaction.
Customer service driven; responsive to client issues and concerns.
Thorough understanding of all products from FNMA, Freddie, HARP, FHA and VA.
Ability to work in a fast-paced environment.
Strong negotiation skills.
Ability to multitask and effectively manage time.
Ability to communicate effectively - both in written and verbal form.
Desire to take personal responsibility to complete tasks and solve problems.
Ability to perform tasks and complete projects with minimal supervision.
Desire to have a basic understanding of the mortgage process/industry.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Ability to stand and sit for periods of time and to move intermittently throughout the workday.
Strong speaking and listening skills.
Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
Ability to perform focused work with close attention to detail.
OTHER REQUIREMENTS


Employees are expected to carry out all reasonable requests by managers/supervisors, which the employee is capable of performing.
Maintain equipment and supplies to avoid waste, damage to areas and equipment, and to prevent accidents.
Maintain confidentiality of employee and company information.
Employees must record all hours worked accurately and honestly in Stonegate Mortgage's timekeeping system.
This job description is designed to provide guidelines and direction for accomplishing company, departmental, and individual goals and objectives. It covers the essential responsibilities and activities involved in the effective execution of this position. It is not meant to be all-encompassing or all-inclusive. All job duties and responsibilities must be performed within the guidelines of the Stonegate Mortgage Corporation Employee Handbook as well as established policies and procedures.


Estimated Salary: $20 to $28 per hour based on qualifications.

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